Document Checklist

Photo ID

Driver’s License

Pay Stubs

Current Pay Stubs covering last 30 days

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W-2

W-2 for past two years

Tax Returns

If self employed, your personal and business tax returns for the past two years

Bank Statements

Most recent two months of bank statements.  FNMA is very specific when it comes to bank/asset statements.  The requirement is: two most recent months of statements.  The statements must contain all pages of the statement—even those that appear to be blank or have a watermark on them.  The account holder’s name and account number must appear on the statement.  Account numbers cannot be redacted.  Screenshots are not acceptable.  Any large deposits other than payroll must be documented.

Integrity Home Lending

Please feel free to download the checklist here